Last Updated: November 2025
Welcome to Apni Chhat Apna Ghar (the “Website”), located at https://apnichatapnaghar.pk.
These Terms and Conditions (“Terms”) govern your use of our website, content, and services.
By accessing or using this Website, you agree to comply with and be legally bound by these Terms. If you do not agree with any part of these Terms, please discontinue use immediately.
1. Eligibility and Use of the Website
- You must be at least 18 years old to use this Website or access housing-related application forms.
- You agree to use the Website solely for lawful purposes and in accordance with these Terms.
- You may not engage in any activity that disrupts or interferes with the Website’s functionality, security, or underlying systems.
Your continued use of this Website signifies acceptance of these conditions and adherence to responsible browsing practices.
2. User Responsibilities
By using our Website or submitting any information, you agree:
- To provide accurate, truthful, and up-to-date details when filling out forms or contacting our team.
- Not to misuse or falsify data related to government housing schemes, subsidy programs, or financial support forms.
- Not to copy, republish, or redistribute our content, guides, or images without prior written permission.
- To use our Website and services ethically and in accordance with Pakistani law.
Any violation of these terms may result in restricted access or removal of your privileges.
3. Intellectual Property Rights
All original content available on this Website—including articles, graphics, infographics, icons, and layout—is the intellectual property of Apni Chhat Apna Ghar, unless otherwise stated.
- Unauthorized reproduction, modification, or distribution is strictly prohibited.
- Content protected under copyright and trademark laws may not be used for commercial or derivative purposes without written consent.
- You may share links to our articles provided you credit the source and do not alter or misrepresent the original content.
4. Third-Party Links and External Resources
Our Website may include hyperlinks to third-party portals such as official government websites, housing scheme platforms, or partner resources.
While we strive to ensure these links are relevant and safe:
- We do not control or guarantee the accuracy, reliability, or legality of external websites.
- We are not responsible for their privacy policies, data handling, or content updates.
- Users are advised to review the respective terms and policies of third-party sites before engaging with them.
Your use of external resources linked from our site is entirely at your own risk.
5. Disclaimer of Warranties
The content on Apni Chhat Apna Ghar is provided for general informational and educational purposes only.
While our team strives for accuracy, we:
- Make no warranties or representations regarding completeness, reliability, or timeliness of information.
- Do not guarantee that all scheme details or government initiatives are free from errors or recent updates.
- Hold no responsibility for losses resulting from reliance on information provided on this Website.
Users are encouraged to verify scheme details directly from official government sources before making any decisions.
6. Limitation of Liability
Under no circumstances shall Apni Chhat Apna Ghar, its team, or affiliates be liable for any:
- Direct, indirect, incidental, or consequential damages.
- Delays, data loss, or errors arising from use or inability to use the Website.
- Changes in government policy, scheme updates, or program cancellations.
By using this Website, you accept that your engagement and reliance on information are entirely at your own risk.
7. Modifications and Updates to Terms
We reserve the right to modify, update, or replace these Terms and Conditions at any time without prior notice.
Any changes will be posted on this page with a new “Last Updated” date.
Continued use of our Website after changes constitutes acceptance of the revised Terms.
8. Governing Law and Jurisdiction
These Terms are governed by and interpreted in accordance with the laws of the Islamic Republic of Pakistan.
Any dispute arising under or related to these Terms shall fall under the exclusive jurisdiction of the courts of Pakistan.
9. Contact Us
If you have any questions, concerns, or feedback regarding these Terms and Conditions, please reach out to us at:
📧 Email: official@apnichatapnaghar.pk
🌐 Website: https://apnichatapnaghar.pk