Last Updated: November 2025
Welcome to Apni Chhat Apna Ghar (the “Website”), accessible at https://apnichatapnaghar.pk.
Your privacy is our highest priority. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our Website, access our content, or use our services related to housing schemes, government initiatives, and online application guidance.
By accessing or using our Website, you agree to the practices described in this Policy. If you do not agree, please discontinue use immediately.
1. Information We Collect
We collect information to deliver a secure, personalized, and efficient browsing experience.
(a) Personal Information
We may collect personal data you voluntarily provide, such as:
- Name, CNIC number, contact number, and email address through contact forms or application pages.
- Documents or files uploaded during scheme or subsidy application processes.
- Payment details, when required for registration or verification of specific government programs.
(b) Non-Personal Information
Automatically collected technical data may include:
- Browser type, device information, IP address, operating system, and referring URLs.
- Pages visited, time spent, click patterns, and traffic behavior gathered via analytics tools.
(c) Cookies & Tracking Data
We use cookies and similar technologies to improve usability and website performance:
- Session Cookies: Maintain login sessions and site navigation.
- Analytics Cookies: Monitor performance and visitor engagement.
- Advertising Cookies: Enable personalized ad delivery through platforms like Google AdSense.
2. How We Use Your Information
Your data is processed only for legitimate and transparent purposes, including:
- Providing, maintaining, and improving our informational services.
- Processing user-submitted applications or registration forms.
- Communicating confirmations, updates, or responses via official@apnichatapnaghar.pk.
- Conducting analytics to enhance user experience and website efficiency.
- Preventing fraudulent activity and ensuring platform security.
- Complying with applicable laws, housing regulations, and government scheme protocols.
We do not use your personal data for any unauthorized or unrelated purpose.
3. Information Sharing & Disclosure
We respect your privacy and never sell or trade personal information. Data may only be shared in these circumstances:
- With Government Authorities: When verification or authentication is required for legitimate applications.
- With Service Providers: Trusted third parties offering hosting, analytics, or payment-gateway support.
- For Legal Compliance: When mandated by law, court orders, or regulatory authorities.
All third parties handling user data are bound by strict confidentiality and data-protection agreements.
4. Data Security Measures
We employ robust technical and organizational safeguards to secure your data:
- SSL-encrypted connections for all sensitive transmissions.
- Restricted access to stored information, limited to authorized personnel only.
- Routine vulnerability scans and infrastructure monitoring.
However, please note that no online platform can guarantee 100 % security. Users share information at their own discretion.
5. User Rights & Control
As a valued user of Apni Chhat Apna Ghar, you have the right to:
- Access the personal information we hold about you.
- Request corrections or updates to your stored data.
- Request deletion of your personal data, subject to regulatory obligations.
- Opt-out of email or marketing communications at any time.
To exercise these rights, email us at official@apnichatapnaghar.pk, and we’ll respond within 7–10 business days.
6. Third-Party Links & External Websites
Our Website may include links to external sites such as official government portals or partner organizations.
Please be aware that we are not responsible for the privacy policies or practices of these external entities.
We encourage visitors to review the respective privacy statements before engaging with third-party websites.
7. Google AdSense & Advertising Partners
We may display ads served by Google AdSense or other networks to support our platform.
- These services use cookies (including the DART cookie) to display personalized ads based on users’ interests and previous visits.
- Users can manage or opt-out of personalized advertising by visiting the Google Ads Settings page.
- Other third-party ad networks may also use cookies for tracking and performance reporting.
We ensure that all advertising complies with Google Publisher Policies and relevant data-protection laws.
8. Children’s Privacy
Our services are not intended for children under 13 years of age.
We do not knowingly collect personal information from minors. If such data is identified, it will be permanently deleted from our systems.
9. International Data Transfers
If you are accessing this Website from outside Pakistan, please note that your data may be transferred to and processed within Pakistan, where our servers and third-party service providers are located.
By using our services, you consent to this transfer under applicable data-protection standards.
10. Updates to This Privacy Policy
We may modify or update this Privacy Policy periodically to reflect:
- Changes in applicable privacy laws.
- Introduction of new services or features.
- Enhanced data-security practices.
Any revisions will appear on this page with a new “Last Updated” date. Users are encouraged to review this page regularly to stay informed.
11. Contact Us
If you have any questions, suggestions, or concerns regarding this Privacy Policy, please contact us:
📧 Email: official@apnichatapnaghar.pk
🌐 Website: https://apnichatapnaghar.pk