Apni Chhat Apna Ghar Phase-2 Registration 2025 – Complete Guide

The Apni Chhat Apna Ghar Phase-2 Registration 2025 continues the government’s vision of providing every deserving family with a safe, permanent home. After the successful launch of Phase-1 in 2024, the Government of Punjab has expanded the project under Chief Minister Maryam Nawaz Sharif’s housing vision.

This phase targets low and middle-income families who cannot afford commercial housing projects. The scheme will provide affordable residential plots, easy home loans, and construction support through transparent, merit-based registration.

The initiative aligns with the government’s social welfare mission — to ensure “Har Ghar Apna Ghar” (every family with its own home) — empowering citizens with dignity, ownership, and stability.

🏗️ What Is Apni Chhat Apna Ghar Scheme 2025?

The Apni Chhat Apna Ghar Scheme 2025 is a flagship housing program of the Punjab government designed to assist low-income and salaried individuals to purchase or build their own homes at subsidized costs.

Under Phase-2, the government will allocate thousands of new residential units across all major districts, including Lahore, Multan, Faisalabad, Rawalpindi, Bahawalpur, and Gujranwala.

These houses will be provided on easy monthly installments, ensuring affordability for daily-wage workers, government employees, widows, and orphans.

📋 Key Features of Apni Chhat Apna Ghar Phase-2

🧾 Eligibility Criteria for Apni Chhat Apna Ghar Phase-2:

To ensure transparency and fairness, the Punjab government has defined clear eligibility criteria for applicants.

You can apply only if you meet the following requirements:

1. Pakistani Citizen with CNIC (Computerized National Identity Card).
2. Permanent resident of Punjab.
3. Monthly income less than Rs. 60,000 for low-income or up to Rs. 120,000 for middle-income families.
4. No previous house ownership under any government scheme.
5. Must not have received housing loan or subsidy from any other program.
6. Priority given to widows, orphans, disabled persons, and government employees.
7. Applicants must provide valid address proof and income documents.

Read Also: How to Login to Your ACAG Account

📑 Required Documents for Registration

Applicants must attach the following verified documents when submitting their application form:

• Copy of CNIC (self and spouse).
• Recent passport-size photographs.
• Proof of income or salary slip.
• Utility bills (electricity or gas) as address proof.
• Affidavit declaring that the applicant does not own a house.
• Disability or widow certificate (if applicable).
• Bank account details for installment setup.

💻 How to Apply for Apni Chhat Apna Ghar Phase-2 Online

The Punjab Housing Department has simplified the application process. Follow these steps to register online:

Step-by-Step Registration Guide

1. Visit the official website: https://apnichatapnaghar.pk
2. Click on “Phase-2 Registration 2025”.
3. Fill in the online form with your name, CNIC, contact number, and address.
4. Upload all required documents in PDF or image format.
5. Select your preferred district or city for house allocation.
6. Review your application carefully.
7. Submit the form and note your tracking number.

Once submitted, applicants will receive a confirmation SMS for verification. Shortlisted candidates will later be called for document screening and loan approval.

🏢 Offline Registration via Housing Offices

Applicants who cannot access online registration can apply manually:

1. Visit your nearest PHATA, TEPA, or Housing Department Office.
2. Collect the “Apni Chhat Apna Ghar Form – Phase-2.”
3. Fill the form with accurate information.
4. Attach required documents.
5. Submit to the District Housing Committee counter.

Your application will be verified, and you’ll be notified through SMS or call regarding your status.

💰 Payment Plan and Financial Support

The scheme ensures affordability through government subsidies and flexible payment terms.

Additional bank financing through Punjab Bank and House Building Finance Company (HBFC) is available for qualified applicants.

Read Aso: ACAG.Punjab.Gov.PK Portal Online Registration Phase 2

🏘️ Construction & Location Details

Under Phase-2, new housing clusters will be developed in:

• Lahore (Kala Shah Kaku, Raiwind)
• Multan (Shujabad, Jalalpur Pirwala)
• Faisalabad (Samundri, Jaranwala)
• Rawalpindi (Chakri Road area)
• Bahawalpur & Rahim Yar Khan

Each housing unit will feature:

• 2–3 bedrooms
• Kitchen and lounge
• Sewerage and water connection
• Solar power option
• 24/7 security
• Nearby schools, hospitals, and markets

The focus remains on sustainability, modern design, and energy efficiency.

🌟 Major Benefits of Apni Chhat Apna Ghar Phase-2

✅ Affordable Housing: Subsidized payment plans for low-income families.
✅ Government Guarantee: Transparent process with full provincial backing.
✅ Modern Infrastructure: Sewerage, clean water, and energy-efficient homes.
✅ Social Security: Promotes ownership and long-term family stability.
✅ Inclusive Policy: Priority for widows, orphans, and disabled persons.
✅ Transparent Balloting: Computerized selection ensures fairness.

🧮 How Balloting Will Be Conducted

• The balloting process will be conducted by Punjab Information Technology Board (PITB).
• Applicants will be shortlisted based on eligibility.
• Random computerized selection ensures fair allocation.
• Results will be available online on the official portal.

Successful applicants will receive official confirmation letters and schedule for documentation and payment.

🕓 Last Date for Registration 2025

The last date for Phase-2 registration is expected to be 15 November 2025.
Applicants are advised to apply early to avoid system load or verification delays.

⚙️ Tracking Application Status

You can easily track your submitted application through:

• Official Website: https://apnichatapnaghar.pk/track
• Enter your CNIC or tracking number.
• The system will display your status: Pending, Verified, or Approved.

📚 Conclusion:

The Apni Chhat Apna Ghar Phase-2 Registration 2025 stands as one of Punjab’s most impactful housing initiatives, designed to make home ownership a reality for thousands of families who have long dreamed of having a roof of their own. With a transparent process, flexible payment plans, and inclusive eligibility criteria, the scheme truly represents the government’s commitment to social welfare and public empowerment.

By providing affordable homes with modern facilities, this project not only improves living standards but also stimulates economic activity through construction jobs and local development. Families who previously lived in rented or temporary housing can now look forward to long-term stability, financial security, and community belonging.

Read Also: How to Online Apply for the ACAG Program

Applicants are strongly encouraged to complete their registration before the deadline (15 November 2025) and ensure all documents are accurate. A single timely application can change a family’s future — turning the dream of “Apni Chhat, Apna Ghar” into a permanent reality for generations to come.

❓ FAQs Apni Chhat Apna Ghar Phase-2 Registration 2025: